WHAT YOU NEED TO KNOW

Before you buy or sell a house.

Buying a home can be an emotional process, but underneath it all, it’s important to make smart financial decisions along the way. It can be hard to know where to start, and to know what you can afford. Before you buy a house, as a first-time home buyer, there can be several different factors to consider. Financial pro Dave Ramsey recommends;

Pay Off All Debt and Build an Emergency Fund

  1. Determine How Much House You Can Afford

  2. Save a Down Payment

  3. Save for Closing Costs

  4. Get Preapproved for a Loan

  5. Find a Home for Sale in Your Price Range

  6. Research Neighborhoods for Best Fit

  7. Attend Open Houses and Think Long Term

  8. Make a Competitive Offer (That’s Within Your Budget!)

  9. Prepare for Closing